10900 Northeast 4th Street Suite 2300 Bellevue, WA 98004

425-643-1800
cpc@capplanllc.com
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Investments

ALIGNING INVESTMENTS TO YOUR PLAN

The ability to create a financial plan and stick with it is the most important contributor to your financial success. We take into account current events and buffer for the unexpected to help mitigate the need for any unnecessary detours.

It’s why our services are so important.

At the core of a carefully tailored investment plan is properly matching your risk tolerance with the investments contained within the portfolio. While that sounds like an easy task, there are two obvious challenges:

Client Centered
  • Properly assessing the true risk tolerance of a client
  • Properly evaluating the true risk of each investment within the portfolio

We utilize software that helps evaluate risk by assessing your answers to a series of questions related to your feelings and biases toward financial risk. We use this information as part of our process to carefully create a profile suited specifically to you.

Investing involves trade-offs. Whether you are looking for growth, income or safety, there is no single investment that can deliver all three components at once. This is important to understand. We explain the difference in investment strategies and how they can be strategically designed to help meet certain objectives and risk tolerances.

We make sure your financial plan illustrates the purpose of each of your accounts and show you how certain investments can align with that purpose. Our screen-sharing and comparison tools help in analyzing a security to develop and build portfolios through data-driven decision making. We can show the ratings on funds based off the fund’s risk-adjusted historical return that is generated entirely by mathematical measurement – not human analysts. This helps in aligning your plan to a total portfolio investment objective and strategy.

HOW WE MAKE A DIFFERENCE

Your plan will also tell us when you will need money, what you are using it for, and from which accounts to draw from each year. The plan can then be created to match investments for current and future needs creating a personalized roadmap for your financial future.

NOTE: Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by CPC) or any planning or consulting services, will be profitable, equal any historical performance level(s), or prove successful.

THE CAPITAL PLANNING DIFFERENCE

PLAN

We work with you to understand your overall investment vision, goals,
and objectives.

DETERMINE

We help you to determine return objectives, risk temperament, time horizon, income needs, tax and social sensitivity, and additional objectives to develop an investment profile.

DEVELOP

Your investment plan is developed based on your investment profile with key elements recorded in a
Total Portfolio Investment Objective statement.

IMPLEMENT

Your plan will be implemented with a diversified investment portfolio selected from traditional and alternative investment strategies.

MONITOR

We monitor your objectives and recommend or adjust as needed to maintain your Total Portfolio Investment Objective.

REPORT

We make available web-based solutions that provide performance, income, and tax reporting data.

UPDATE

We are available to meet with you on a regular basis to review your portfolio and adjust investment objectives as necessary.



PORTFOLIO REPORTING

Once your accounts are established, we provide an Account Tracker that details each of your accounts by name, account number, and fee structure. You also have access to our web-based investment reporting including:

- Market Commentary
- Performance
- Asset Allocation
- Portfolio Analytics
- Transaction History
- Cost Basis, Interest, Dividend, and Capital Gain Status
- Projected Portfolio Income

Schedule a 30-minute complimentary virtual meeting or phone call with Michael D. Miller, ChFC®, AAMS®, CFP®

During this session we look forward to learning about your unique situation, will present our services and financial planning process,

and share how we add value to the lives of our clients.

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